• RSS Latest topics for the forum "Home Loans"

    • Home loan December 28, 2009
      I have taken a joint home loan with my wife. But the hose is registered only in my name. My questions are 1. Can my wife claim claim tax benefit in a self-defined ratio or is there a ratio rule? 2. My house is let out and can we claim the full interest for tax savings 3. Is the principal savings is additional to other 80C savings like LIC. or should the tota […]
      venkat1977
    • Make $670,000 libertyreserve profit in 24 hours. December 25, 2009
      Make $670,000 libertyreserve profit in 24 hours. We believe that superior investment performance is achieved through a skillful balance of three core attributes: knowledge, experience and adaptability. There is only one way to be on the cutting edge - commitment to innovation. We do our best to achieve a consistent increase in investment performance for our […]
      hyip45
    • Home Loan - Partly Commerical Construction December 22, 2009
      Hi, I have a 60 ft by 25ft property in Bangalore. I plan to construct both residence as well as part commercial in the plot. The ratio of Commercial to Residential is 25% to 75%. Can I go in for a complete Home loan? Few banks are not too sure about this. Regards, Karthik D a Confused Soul
      kd_maximus
    • Home Loan Interest Rates - Vijaya Bank December 16, 2009
      enjagan
    • home loan December 15, 2009
      hi i had taken a home loan on the property where i stay. now, i have enough money ( 12 lacs ) to repay the existing home loan. my question is " should i repay the loan or invest this amount to some where else for better return ?". at present, i come under tax bracket of 20%, enjoying tax benefit of 150000 for loan interest payment. thanks in advanc […]
      bkchokhani
    • Home loan on existing property. December 15, 2009
      Hi, I have already taken home loan from ICICI bank on the property where I stay, now I want money for renovation of the same property. Can you please advise me, which loan I should go for and will that get clubed with the existing loan? Thanks in advance. Alpana
      alpana
    • Chaneg in Principal/Interest Component after partly prepayment November 27, 2009
      I have taken a Floating home loan in which the effect of change in Interest if any, is considered at the end of the each quarter. Now suppose in between I do a partly prepayment. After this how the Principle/Interest components are changed. I want to know about the Calculation/Formula for the same. I have used MS excel PPMT & IPMT formulas. It gives me t […]
      menap
    • Home Loan Balance Transfer November 20, 2009
      I have taken Home loan in 2006 and now looking for a balance transfer to different vendor. When I have taken the loan it was in my name. Can I transfer the loan to my husband's name while transferring the loan?
      getswapna
    • Terminology used in SBI home loans November 14, 2009
      Hi All, I have home loan with SBI and i want to know the below terminology they use in their statement FINE ARR ADJSTMNT INTEREST DEMAND PRINCIPAL DEMAND PART PERIOD INTER Thanks in advance Kishore
      mallakishore
    • dlf gardencity pvt. ltd.- Board of directors October 29, 2009
      [b] I am interested to buy property in dlf garden city at Indore. Before deciding i want to know who are the real management.
      kp maheshwari

How To Build Your Credit History

Posted on September 19, 2008 by abhijitsetty

India is fast becoming a credit driven economy. Whether its home loans, personal loans, or credit card debt, all of us are using debt far more than was popular in our parents’ generation. In this context, it is very important to build one’s credit history, so that one can continue to have access to such [...]

Filed under: Home loan, Home loan India | Tagged: , , , , | Leave a Comment »